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ethnic million Race and ethnicity in the United States is a complex topic both because the United States of America has a racially and ethnically diverse population and because the country had a racist culture involving slavery and anti-miscegenation laws.At the federal level, race and ethnicity have been categorized separately.The Long and Short of Short Sales: Better Details Needed for FHA’s Back to Work Program and Conventional “Extenuating Circumstances” FHA Back to Work Extenuating Circumstances Explained. The Back to Work extenuating circumstance expands this definition to include loss of income due to economic hardship due to a loss of income resulting from lay off, termination, or employer going out of business.